Mobile wallet GCash has become a common payment method for Filipinos online and offline as the pandemic fast-tracked digital transactions. Compared to basic accounts, verified ones can do more with the app.
While unverified GCash users can use the app for basic payment and cash-in, verification is required to unlock the mobile wallet’s full suite of services. You might think you can get by with a basic account, but only verified accounts can cash-in online, send money to GCash users, and invest, among other things.
That means basic users can only top-up their accounts by going to offline touchpoints and using physical cash to load up GCash. If ever you’re short on cash and a friend tells you to GCash them back, you can’t do it using a basic account.
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Verified GCash accounts gain access to the following features:
- GCash Mastercard
- Send Money
- Cash Out
- Request Money
- Card Transactions
- Invest Money
- Online Cash-in
- International Remittance
What other differences are there between a basic and verified GCash account?
How to verify your GCash account
Before you’re granted access to all the GCash features, the app must verify your identity through submission of government-issued IDs.
Under the Profile tab, tap Verify Now.
Choose which ID you’re going to submit. All IDs must be valid, meaning expired IDs are off the table. Signatures must also be visible in the photo.
Next, GCash needs a selfie scan that takes photos of your face from different angles.
Last, you need to supply more information about yourself, such as type of work or business, monthly income, and the like.